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* Funds in your HSA Deposit Account are held at UMB Bank, n.a. Member FDIC. Funds in this account are insured by the FDIC to the maximum permitted by law.

** Funds in the HSA Money Market Sweep Fund are not deposits or obligations of, or guaranteed by, UMB Bank, n.a. or any other financial institution; are not insured by the FDIC; and involve investment risk, including the possible loss of the principal invested. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a HSA Money Market Sweep.

† HSA Self-Directed Investment Accounts are offered by UMB Financial Services, Inc., member FINRA and SIPC, and not by UMB Bank, n.a. UMB Financial Services is a subsidiary of UMB Bank, n.a., but is a separate company from UMB Bank. Funds in your HSA Self-Directed Investment Account: NOT FDIC INSURED / NO BANK GUARANTEE / MAY LOSE VALUE.